Most auto loans (60%) were issued to clients of Oschadbank through partner programs with specific brands. The multi-brand program "VIP Auto" remains one of the most attractive, covering about 25% of the bank's borrowers.
According to Oschadbank's press service, the most sought-after car brands for loans among Ukrainians are Toyota, Mazda, and Volkswagen.
This year, the average loan amount for auto financing has significantly increased to nearly 1 million UAH. This reflects both the rising cost of vehicles and the popularity of Oschadbank's programs. The majority of clients opted for loans with a high down payment (50-60%) and a short repayment term of 24 to 36 months.