A resident of Dnipro refuses to repay a loan of 13,030 hryvnias - the court has made a decision on the matter.

A man entered into a loan agreement with a bank and received loan funds. However, he failed to fulfill his obligations, resulting in a debt of 13,030 hryvnias. The individual refuses to repay this amount voluntarily. This information is stated in the decision of the October District Court of Dnipro (the legal name of the court), published on December 30, 2024.

On February 22, 2021, a loan agreement was concluded between JSC "A-Bank" and the man, establishing the interest for using this loan, and the loan funds were provided. However, in violation of the terms of this contract and the law, he stopped repaying the principal and interest, leading to the accumulation of debt, and there was no voluntary repayment of the debt. The citizen disagreed with the claims, stating that he did indeed enter into a contract with this bank, but payments were made under it and the debt was being repaid.

"In response to the plaintiff's demand to voluntarily repay the specified debt, the defendant replied with a refusal," the case materials state.

What did the court decide?

The court granted the claim. The man is to repay the debt under the loan agreement no. from February 22, 2021, in the amount of 13,030 hryvnias, which includes: debt on the loan of 7,731 hryvnias and debt on the interest of 5,298 hryvnias.

"The bank's provided statements for the borrower's card accounts confirm the circumstances of the loan issuance and its amount, as well as the loan debt, the amount of which is reflected in the detailed calculation of the defendant. Based on a proper assessment of the evidence collected in the case, the court established that the plaintiff fulfilled his obligations under the loan agreement, provided the defendant with the loan in the agreed amount, which is confirmed by the statement from the defendant's personal account, and thus reached a justified conclusion about the existence of grounds for satisfying the plaintiff's claim against the borrower for the recovery of the debt on the principal and interest," the court emphasized.